Although the fintech market has boomed in recent years, 77% of the world’s population remains underbanked and/or unbanked (source: BCG). The sector currently holds a 2% share of global financial services revenue, and is estimated to reach USD 1.5T by 2030 (source: BCG). There is still a lot of room to grow, particularly in emerging markets such as Africa and APAC, where fintechs have the ability to expand financial inclusion. Innovation continues to create opportunities to improve upon legacy banking, lending, payments, and insurance, and lowers entry barriers for game changing startups to revolutionise financial services. We are excited by the prospects of B2B2X, embedded finance, and the reimagining of financial value chains (infrastructure and orchestration).